Generally speaking, until there is something positive on your credit report, your credit will not get any better than it already is. It can crawl back up slowly, as negative strikes get older and older. Our banks will not give you an auto loan that you can not afford, but they will give you an auto loan that you can afford. Therefore being able to make your payments on time will boost your credit rating month after month. Since 1999, we have helped people with credit problems finance and buy reliable cars. Dealing with the best bad credit car financing banks across the country we will get you the auto loan you need to get you back on your feet and into the driver's seat of a new car.